There is only one legitimate source for a free credit report. There are many imposters. http://www.annualcreditreport.com/, it’s mailing address and phone number are the only truly no-cost ways to obtain the free credit reorts everybody is entitled to by law. Other websites claim to offer free reports, scores or monitoring, but thye often incur significant one-time or ongoing fees. Unsolicited emails, pop-ups or phone calls offering free scores or reorts are not official.